Knock Knock! Who’s there?

It’s Tricia jo on the go, want to swap houses to get your dream home?
This isn’t an April Fool joke. I truly didn’t believe it either right away, how can you buy a house while still owning your current one?
I recently received my knock certification to better serve my clients and friends. Let’s look closer together.
I have exclusive access to a program that empowers you to buy a new home before you even list this house for sale. This program provides funds for up to a 20% downpayment on your new home, and up to 6 months' worth of mortgage payments on your old home so you’re only paying your new mortgage! Also up to $25,000 to get your old home market ready if needed, so you get top dollar when you sell.

If you’re interested in the convenience of being able to present a non-contingent offer before selling your old home, the certainty that you won’t be paying 2 mortgages, and cost savings by not having to move twice – let’s explore this option for your move.
Now let’s break it down more too. The Ideal Home Swap Customer (lots of text, but it’s easy to read trust me)


  • Wants to buy, but needs to sell to qualify (needs a sales contingency, traditionally)
  • Buying in one of Knock Lending’s open markets


  • Has at least 30% equity (or more) in their home
  • Factor all liens (primary mortgage, any second mortgage, leased solar, HELOC, etc into calculations). If you don’t want to do this, that is fine – Knock Lending will double-check for you.
  • My credit score is 620 FICO

Loan Type:

  • Can qualify for a conventional loan (FHA/VA won’t work right now)
  • Conforming loans only (no jumbo details below on that price range basically)

Property Condition:

  • Their house is well maintained – no major structural work is needed
  • May need up to $25k in cosmetic work (i.e. paint, carpet) for listing
    • If over $25k, the overage is paid directly by the customer
  • Home doesn’t have any major visual detractors nearby (i.e. busy roads/highways, large power lines, cemeteries, commercial properties, unusable yards, etc)

Listing Value:

  • Value is at or below Knock’s maximum list price of $850,000
  • There are similar comps (at least 2-3) that clearly prove this value in MLS
  • Your agent is confident it will sell well – market data proves this (days on market)

New Home Criteria:

  • Buying a residential property for use by a single family (houses, townhouses, condos – but no vacant land, mobile homes, modular homes, etc) Duplexes/Triplexes accepted if one unit will be a primary residence.
  • Conforming loan (no jumbo)
OK, don’t worry I got your back. Let’s talk if something inspires you in this knock throw-down.

Your REALTOR, your friend, and your real estate expert, 

Work With Tricia Jo

Tricia Jo is on the go and has gained the trust and skills to negotiate and lead challenging market conditions with results-focused design and marketing tactics to maximize equity for homeowners. Contact Tricia Jo today to discuss all your real estate needs!

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